- Who is Chase Bank Best For?
- Chase Bank Services
- Most Popular Checking Account
- Most Popular Savings Account
- Credit Cards
- Chase Bank Hours
Chase Bank Hours – JPMorgan Chase is among the oldest and leading banks in the United States. It was first known as The Bank of The Manhattan Company when it started in 1799 as the brainchild of third vice president of the United States, Aaron Burr.
It has gone through several acquisitions and merger. The first happened in 1955 when its name was changed to The Chase Manhattan Bank. In 2000, it merged with JP Morgan to become JPMorgan Chase. Since then, there have been other mergers which turned it into one of the biggest public companies worldwide. Currently, there are 5300 branches and 16000 ATMs of JPMorgan Chase.
The company is worth $2.6 trillion in assets. The bank is so large that almost half of the Americans using Banks have some financial relationship with Chase. The bank is already a household name in by America and is still moving to greater heights with the leadership of the CEO Jamie Dimon. Despite a few conflicts in previous years, the bank still remains respected in the financial sector of the world.
Who is Chase Bank Best For?
Chase Bank should be sought by everyone because their banking services cater to both individuals and businesses. This bank suits those who prefer:
- To let one bank manage all their financial needs
- First Class online and mobile banking services
- Access to over 5,100 bank branches
- Access to 16000 ATMs nationwide
Chase Bank Services
- The activities that they take on include: Corporate and Investment Bank
- Consumer and Community Banking
- Asset Management
- Commercial Banking
There are several account options in Chase Bank. Although they can not all be discussed here. These are some of the popular accounts offered by Chase.
Most Popular Checking Account
Compare accounts and select the one that fits your needs.
1: Chase Total Checking
Total Checking is the most popular among customers. This account package comprises everything that a checking product should offer. It allows you access to ATM banking, branch, mobile and online banking. There is no interest accrued on funds in this account. Like other large Banks there you have to pay a monthly fee of $12. You can avoid it if you do these:
- Make a minimum of $500 deposits every month
- Have a daily minimum balance of $1,500
- Have a beginning daily balance of $5000 in all the suitable Chase accounts.
This account is just like every normal checking account. You pay high fees, get zero interest and can do all online transactions including transfers to accounts both in Chase Bank and in other banks, mobile check deposits, and payment of bills. Chase account, however, stands out because of the Zelle feature. With the Zelle, you can make instant payments to customers using a similar account.
2: Chase Premier Plus Checking
This account offers interest. However, the rates are so small at about 0.01% interest rate. It is the lowest interest rate you can get from any bank.
Operating this account means paying $25 charge monthly. To avoid this, customers should have over $15000 average daily balance in multiple eligible accounts and investments or a Chase mortgage. There are plenty of benefits for qualified account holders. They include:
- Four ATM reimbursements every month
- A safe deposit box is given at no cost
- Free checks
- Fee waivers on some seldom irregularly used services
3: Chase Sapphire Checking
The Chase Sapphire Checking is a new addition to the checking list. There is a high $25 monthly charged but it is can be avoided by meeting some requirements which entitle you to the many benefits. You can avoid the charges by having $75,000 the average daily account balances in multiple eligible chase accounts. The benefits are
- No charge to access ATM worldwide
- The cost of using other Bank’s ATM fees will be refunded
- Fee waiver for certain bank services
- Interest (still at 0.01% means it’s insignificant)
You can only enjoy the account when your savings and investment accounts are at Chase else the monthly charge is too high because other banks do their online checking accounts for free.
Most Popular Savings Account
Following are the Most Popular Savings Account Of Chase Bank.
1: Chase Savings
It costs $5 monthly to open a Chase saving account but you can avoid the cost by starting with a $300 daily balance. The interest rates are so low, at 0.01%.
2: Chase Premier Savings
The Chase Premier Savings is like an upgrade on the simple savings account. The monthly charge is $25. To avoid it, you need to have over $15,000 connected to a Sapphire Checking account or a Premier Plus Checking account. The standard savings account has a better interest rate but it is still low at 0.01%. They have other rates, for the Premier Relationship which is somewhere in between 0.04% to 0.09%.
Throughout the country, no bank provides better credit card services than Chase. The Chase Sapphire Preferred and ultra-premium Chase Sapphire Reserve are very popular among customers.
These are some of Chase’s credit card services:
Chase Slate: No annual charges, low interest
Chase Sapphire Preferred: There is a chance of getting points for purchases made which qualifies one for a reward. Travel companies and restaurants earn you 2x points per dollar spent. The prizes are collected at the Chase portal. You get 1.25 cents per dollar. After the first year, there is a $95 annual fee.
Chase Freedom: There’s no annual fee. You get 1% everywhere but the rotating bonus categories earn you 5%.
Chase Freedom Unlimited
For every purchase made, there is an unlimited 1.5% cashback without annual payments.
Chase Sapphire Reserve
Having this premium gives you access to airport lounges and 1.5 cents for every point during redemption. The restaurant and travel purchases give you 3x points per dollar. You also get similar transfer partners as the Sapphire Preferred card. Despite the $450 you pay every year, there’s a lot to benefit.
You can get Co-branded cards from Chase to the following Iberia, Starbucks, British Airways, Amazon, Aer Lingus, AARP, Disney, IHG, United, Hyatt, Marriott, and Southwest. Business cards are not included in this list.
The broad financial services you can get from them apart from accounts are:
- Debit and Reloadable Cards
- Credit cards
- Planning and Investments
- Student loans
- Auto Loans
Chase Bank Hours
Visit the nearest Chase Bank branch to use its services. Be sure to look closely at the banks operating hours because it varies across bank branches.
View the exact hours for the location of choice on the Bank’s official website. Usually, Chase Bank hours from 9 AM to 6 PM every Monday to Friday. It’s open from 9 AM to 4 PM on Saturday and closed on Sunday.
What Time Does Chase Bank Open?
|Monday||09:00 AM – 06:00 PM|
|Tuesday||09:00 AM – 06:00 PM|
|Wednesday||09:00 AM – 06:00 PM|
|Thursday||09:00 AM – 06:00 PM|
|Friday||09:00 AM – 06:00 PM|
|Saturday||09:00 AM – 04:00 PM|
It is open on Christmas Eve, Cinco de Mayo, Easter Monday, Halloween, Good Friday, Father’s Day, Mother’s Day, Tax Day, Mardi Gras, Valentine’s Day, Mardi Gras and Black Friday.
List of Chase Bank Holiday Schedule for 2019
|Tuesday||Jan 01, 2019||New Year’s Day|
|Monday||Jan 21, 2019||ML King Day|
|Monday||Feb 18, 2019||Presidents’ Day|
|Monday||May 27, 2019||Memorial Day|
|Thursday||Jul 04, 2019||Independence Day|
|Monday||Sep 02, 2019||Labor Day|
|Monday||Oct 14, 2019||Columbus Day|
|Monday||Nov 11, 2019||Veterans Day|
|Thursday||Nov 28, 2019||Thanksgiving|
|Wednesday||Dec 25, 2019||Christmas|
During the holidays, Chase Bank is closed on Martin Luther King Jr.’s birthday, Christmas Day, New Year Day, Thanksgiving Day, Independence Day, Veterans Day, Memorial Day, Columbus Day and Labor Day
The branches of Chase Bank offers safe deposit box if it is available, Chase private client which is not obligatory, and instant replacement of debit cards. The Chase Bank branches each have between 2 to 5 ATMs. The services they provide include: audio assisted ATM, deposit, and deposit friendly ATM. The branches also make sure that their customers are up to date on mortgage information. They also offer student Center, Online and Mobile Banking.